1. Loans may be granted for the following reasons:
- For studying purposes of the Member or his children,
- For a serious confirmed illness of the Member or a member of his family.
2. A loan may be granted to the member once a year.
3. A member who falls behind in paying installments of a previous loan or loans, will not be eligible for another loan.
4. The maximum loan amount and the minimum interest rate charged on loans are determined by the Management Committee and may not exceed the limits as stated in the legislation.